Flood Insurance

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Flood Insurance

It's clever to protect it versus floods, which can take place anytime, anywhere-- even if you don't reside in a flood zone in Memphis. Most house owners, tenants or condo insurance coverage don't provide protection from flood damage in Tennessee? Not to stress.

E.B.T.K.S easily provides flood insurance from the National Flood Insurance Program. And generally it's remarkably economical-- a drop in the bucket compared to just how much flood damage might cost. Get going by getting in touch with a representative today!

What is Flood Insurance?

Tennessee flood insurance signifies the specific insurance protection versus residential or commercial property loss from flooding. To identify risk aspects for specific residential or commercial properties, insurance providers will frequently describe topographical maps that represent lowlands, floodplains and floodways that are prone to flooding.


If you have questions that aren't answered in this FAQ, please contact E.B.T.K.S at 1-(888) 988-5504, and a licensed insurance representative can assist you.


  • Flood insurance is a must-have covrage

    We concur with the National Flood Insurance Program– everybody needs to have flood insurance in Memphis, specifically if you’re in a location that has a high flood threat. You may even be needed to have it if you’re at high threat.

    Here’s why the National Flood Insurance Program (NFIP) suggests flood insurance to everyone:

    The scenarios that trigger flooding– heavy rain, melting snow, serious coastal weather– can take place anywhere. In truth, one in 5 flood insurance declares comes from someone in a low– or medium-risk area.

  • 99.9% of your home is covered under our umbrella

    Usually, the majority of your house is covered by flood insurance.

    Specifically, the core parts of your house– like the structure and the systems that keep it running– are covered. So are appliances.

    Carpets and individual valuables are normally covered, too, unless they’re in the basement.

  • Wherever you go it's normally one price

    The majority of insurance protections in Tennessee, the average flood insurance plan will cost you around the same amount, with no exceptions. (Great news if you choose not to look around!).

    The factor flood insurance costs in Memphis you the same is that it’s a national program backed by the federal government (via the National Flood Insurance Program). So, nevertheless you purchase it, it’s eventually originating from the same location.

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