"A Couple On A Mission"

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Growing up in the South, in the one of the poorest states in America, was a very humbling experience. I was the son of a single mother and we were poor.  That situation taught me to work hard, always help others and be happy. I was raised in a village setting and learned a lot about morals and values from so many along the way. It was instilled in me to treat everyone the way that they wanted to be treated! It worked for me as a kid and it is still working very well for me today, some forty plus years later.

I have been blessed to experience a lot of life lessons -  from my days as a great football player and graduate of UT to the friends that I have meet in my international travels. Each success in my career: a trader in stock market investments to the top financial position in the auto and mortgage industries have taken me to new and improved heights. I believe that each day is a learning opportunity and when I stop learning, I am dying. Failure to me is not an option but the more I fail, the more I learn. Being a husband for more than a decade, a father of four awesome kids, a businessman in multiple professions and most importantly a God fearing man have been the essential building blocks of almost 3 decades of my working experience.

I am not the norm nor do I want to be the norm but instead I strive to be a  person different from the normal human being.  Therefore, the man I am today and seek to be tomorrow reflects in all facets of my life,  especially as a community businessman and as a patriot of this great country.


Meet The Team

ASHLEY

She is a very eager agent with a good heart for a young lady.  She wants to help people and believes in service.  Being Hispanic, gives her the advantage of speaking with Americans in  both English and Spanish if needed.

E.B.T.K.S Insurance in Memphis is a family owned independent agency that has been in business since 2002. Our agents are local people who understand the needs and concerns of the people in this community. As a result, we have developed lasting relationships with our customers.

Ashley Santamaria - Arlington, TN

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MARSHA

She is a fully licensed and experienced agent with a Chemistry degree but choose to assist people and educate them about insurance. Being a mom and wife, she focuses on during right by people.

E.B.T.K.S Insurance is a family owned independent agency that has been in business since 2002. Our agents are local people who understand the needs and concerns of the people in this community. As a result, we have developed lasting relationships with our customers.

Marsha Scott - Memphis, TN

If you have questions that aren't answered in this FAQ, please contact E.B.T.K.S at 1-(888) 988-5504, and a licensed insurance representative can assist you.

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